Century 21 Leading Edge Realty Inc.

165 Main Street North, Markham, ON, L3P-1Y2

Purchase

When you purchase a home, it’s likely you’ll need a mortgage – which will allow you to own a home. Income, credit and down payment are taken into consideration by lenders during the mortgage process.
 
If you’re buying your first–time or third home, you’ll be required to put minimum 5% down payment, depending on the purchase price and the rest will be a mortgage – which you’ll make the monthly payments on. Government incentives are available for first–time home buyers, that’ll help them afford more and help reduce the monthly mortgage payments.
 
Any down payment less than 19.9% will require Mortgage Insurance, which will be added within your mortgage; 20% down payment or more, Mortgage Insurance is an option – amortization may be up to 30 years.
 
Our network of more than 50 lending institutions, including major banks, credit unions, trusts and other national and regional lenders, we’re able to provide custom mortgage solutions based on your needs. We take your future goals into consideration when providing you with the best purchase mortgage option and rate – at no cost to you. After all, it is the biggest life changing purchase you’ll ever make.
 
Connect with us today, we’ll assess your overall purchase needs and provide the best feasible solution.

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